TERMS AND CONDITIONS

 

J.P. Hibbard Investigations provides this site (hereafter referred to as the “Site”) for informational purposes only. Your access to the Site is subject to the following terms and conditions and all applicable laws. You hereby agree not to use or access this site for any improper or illegal purpose.

 

No Solicitation
The information (hereafter referred to as the “Information”) on the Site does not constitute a solicitation or offer to purchase or sell securities. J.P. Hibbard Investigations is not a broker-dealer and does not make a market or hold positions in the equity, debt, or derivative securities of any of the companies it investigates. You agree that any and all use you make of the Information provided on the Site and any additional information provided by J.P. Hibbard Investigations is solely at your own risk and without recourse to J.P. Hibbard Investigations.

 

Research Methods and Reports
J.P. Hibbard Investigations conducts all of its research in accordance with applicable laws and securities regulations of the jurisdictions in which it operates. The firm adheres to the ACFE Code of Professional Ethics and ACFE Code of Professional Standards. J.P. Hibbard Investigations does not seek to obtain material nonpublic information from insiders. Except where noted, J.P. Hibbard Investigations' reports are based on publicly disclosed information. The firm makes every effort to ensure the reliability of this information. However, J.P. Hibbard Investigations can make no guarantee or warranty that this information is accurate or complete. The firm maintains thorough documentation of the methods by which it obtains information.

 

No Conflict of Interest
J.P. Hibbard Investigations does not seek to provide services to any of the companies it investigates. J.P. Hibbard Investigations' owner, employees, and contractors do not hold any positions in the equity, debt, or derivative securities of companies they investigate.

 

Privacy
Any information provided by you to J.P. Hibbard Investigations through the Site will be governed by J.P. Hibbard Investigation's Privacy Policy.

 

Proprietary Rights
The Site and the Information contain copyrighted material and other proprietary information, including text and graphics. J.P. Hibbard Investigations is the owner of the copyright in the Site, as well as the copyright of any Information original to J.P. Hibbard Investigations. Except as permitted under copyright law, you shall not copy, redistribute, publish, or commercially exploit the Site, any portion of the Site or any additional Information provided by J.P. Hibbard Investigations without the express written consent of the respective owner(s) thereof. Any permitted copies of this site or additional Information should contain appropriate attribution, including copyright notices indicating the copyright owner’s such Information as indicated on the site.

 

J.P. Hibbard Investigations' logo is the property of J.P. Hibbard Investigations. Nothing contained on the Site should be construed as granting by implication, or otherwise, any license or right to use the logo appearing on the Site without the express written consent of the owner thereof.

 

Indemnification
You agree to indemnify, defend, and hold harmless J.P. Hibbard Investigations, its affiliates, and their respective officers, directors, employees and agents from and against any and all third party claims, liability, damages and costs (including, but not limited to, attorneys' fees) arising from your use of the Site, any additional Information provided by J.P. Hibbard Investigations, your violation of these Terms of Service, or your infringement of J.P. Hibbard Investigations' intellectual property.

 

Termination
J.P. Hibbard Investigations may terminate or temporarily suspend your access to all or any part of the Site, without notice, for conduct that J.P. Hibbard Investigations believes violates these Terms of Service or any policies or guidelines contained on the Site.

 

Applicable Law
The Site is controlled by J.P. Hibbard Investigations from its office located in the State of California within the United States of America. J.P. Hibbard Investigations makes no representation that the contents of the Site and any additional Information provided by J.P. Hibbard Investigations are appropriate or available for use outside the United States, and access to them from territories where the content of the Site is illegal is prohibited. These Terms of Service constitute a contract made under the laws of the State of California.

 

Purchases/Fees
Fees for services already under way provided directly by J.P. Hibbard Investigations to the end user may be partially refundable. Fees for services already under way provided indirectly by J.P. Hibbard Investigations via any Third Party may or may not be refundable, according to the specific policies of the Third Party.

 

General
By using the Site, you agree to the Terms of Service posted on the Site at that time of use. J.P. Hibbard Investigations may revise these Terms of Service at any time by posting revised Terms of Use on this page. You should visit this page from time to time to review the then-current Terms of Service, because they are binding on you. J.P. Hibbard Investigations' failure to enforce any of its rights under these Terms of Service will not waive any such rights.

 

PRIVACY POLICY

 

Introduction
J.P. Hibbard Investigations understands that privacy is an important concern for the users of the J.P. Hibbard Investigations website (the “Site”) and any additional information provided by J.P. Hibbard Investigations. The purpose of this document is to set forth J.P. Hibbard Investigations' policy with respect to our use of information about you.

 

Types of Information Collected
Any personally identifiable information that you affirmatively choose to submit to us (such as your name, e-mail address and street address) in connection with your registration on the Site, request for further Information, or any other purpose can be used by J.P. Hibbard Investigations at its discretion unless prohibited by law.

 

J.P. Hibbard Investigations may collect anonymous information about the use of the Site, such as (i) most popular pages viewed, (ii) number of visitors to the Site, and (iii) length of time users spend on the Site. We also use the IP addresses of users of the Site and Internet “cookies.”

 

Use of Information Collected
J.P. Hibbard Investigations does not sell any personally identifiable information collected via the Site or through any additional communications to any Third Party. Personally identifiable information collected may be used to provide you information that you may request fr